Ray M. Musser & Associates , Inc. is an independent brokerage firm specializing in life, health, and employee benefits and annuity plans. We pride ourselves in providing the best possible service. Ray M. Musser has been a specialist in the life/health market since 1972 and has helped individuals and companies of all sizes control their insurance cost.

Recognized as an expert in the field of insurance, Ray works closely with clients to identify their needs and makes a comprehensive and objective evaluation of appropriate programs offering the highest return on the dollar.

Memberships & Organizations
• Member of the National Association of Securities Dealers
• Member of the National Association of Health Underwriters
• Member of the California Association of Health Underwriters
• Member of the Inland Empire Association of Health Underwriters
• Member of the "Million Dollar Round Table"
• Member of the National Association of Life Underwriters
• Member of the California Association of Life Underwriters
• Past President of the Pomona Valley Association of Life Underwriters
• Member of the Blue Cross Advisory Council
• Member of the Pomona Valley Estate Planners

• Member of Christian Management Association
• Past President of the Upland Chamber of Commerce
• Member of San Antonio Community Hospital Foundation
• Member of Corporate 2000 at San Antonio Community Hospital
• Member of the Cardiac Care Club at San Antonio Community Hospital
• Trustee, Azusa Pacific University
• Upland Mayor's Advisory